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Health Insurance

Medical services in the United States are privatized. That means that the government does not provide medical treatment, and the patient is responsible for all costs. Medical treatment can be very expensive the in the U.S., so many Americans carry medical insurance to subsidize medical costs.

Insurance Requirements  

All international students (any student that is not a U.S. citizen or an approved lawful permanent resident) are required to have the Texas A&M University System Student Health Insurance Plan (SSHIP) during all periods of enrollment. The plan is automatically charged to an international student's tuition and fee statement.

International students are covered by the Blue Cross and BlueShield of Texas Academic HealthPlans. International Programs does not determine the cost of this insurance. This plan is reviewed annually by the System Benefits Administration. The cost is established based on plan design, plan participation and claim experience. This plan is available for students at A&M System universities. The System Student Health Insurance Regulation is located at

Academic Health Plans (AHP) provides program management and administrative services for the student health plans of Blue Cross and Blue Shield of Texas.

Waiver Guidelines

The Texas A&M University System has established five circumstances in which an international student can request a waiver to the student health insurance plan by providing alternative health insurance coverage. In order to be approved for a waiver, your alternate health coverage must meet the requirements as set in the System Regulation and be submitted with proof of documentation prior to the August 28, 2017 deadline.


Please review these acceptable circumstances prior to submitting your waiver request:

  • Student is sponsored by the United States government;
  • Student is sponsored by a foreign government recognized by the United States or certain international, government-sponsored or non-governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SSHIP;
  • Students enrolled in an employer-provided group health plan that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SSHIP;
  • Student is enrolled in only distance learning programs; or
  • Student is involved in intercollegiate athletics and coverage for all medical insurance is provided through a policy as part of the current sports accident medical policy approved by the System Risk Management.

Acquire the following scanned documents:

  1. A scanned copy of the front and back of your health insurance ID card.
  2. A scanned copy of your complete policy, including exclusions & limitations and dependents.

Academic Health Plans Contact

Academic HealthPlans, Inc.
3500 William D. Tate Ave.,
Suite 200 Grapevine,
TX 76051

877-624-7911 [Toll Free Customer Service Number]
817-479-2101 [Fax Number]